BeginnerSWIFT · 6 of 7

RMA, Authentication and Message Copies

Understand the bank-channel controls behind a genuine SWIFT message.

RMA

RMA lets institutions control which counterparties may send them specified FIN message types. It is a security/relationship control, not a guarantee of transaction approval.

Reviewed: September 2026Standards and bank policy can change.How MyGreed classifies proceduresOfficial-source directory

Authentication

A bank receiving a SWIFT message through its infrastructure can validate message authenticity according to SWIFT/bank controls.

SWIFT copy

A printed or PDF “SWIFT copy” can be useful as information, but the beneficiary should rely on its bank’s authenticated receipt/advice rather than treating the copy as independent proof.

Bank confirmation

If authenticity or status matters, ask the receiving/advising bank to confirm what it actually received and how it interprets its role.

Source / standards noteSWIFT standards evolve through standards releases. This page teaches message purpose and common concepts; banks should use the current official message specification for live traffic.
Remember thisBank-channel authentication is stronger evidence than a forwarded screenshot or PDF.
SWIFT check0 / 1 answered · 0 correct

Check 1

Does an emailed SWIFT screenshot prove your bank received the message?

Finished this lesson?

Mark it complete. Your progress stays on this device.